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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good credit builder

Have had the zopa credit card for a little over a year it's a good card doesn't offer increases to often so a good choice if your trying to show you can manage your finances as well as using your finance at the same time Reviewed on: 11th January 2024

Very easy company to deal with.

Very easy company to deal with. Helpful customer service, updates on your limit. Reviewed on: 11th January 2024

Easy application and quick response

Easy application and quick response Reviewed on: 11th January 2024

Very good app, very good service

Very good app, very good service Reviewed on: 11th January 2024

Great to be given the chance to build my credit from...

Great to be given the chance to build my credit from zopa Reviewed on: 11th January 2024

Quick application process, easy account set up and t...

Quick application process, easy account set up and the app gives instant access to all the information needed Reviewed on: 11th January 2024

very helpful customer service when trying to enable...

very helpful customer service when trying to enable my card Reviewed on: 11th January 2024

Clear information and quick to process.

Clear information and quick to process. All through my being with Zopa I have been kept informed and updated. Professional. Reviewed on: 11th January 2024

Very simple application, I find the app very easy to...

Very simple application, I find the app very easy to use and am just very happy with the company in general Reviewed on: 11th January 2024

Experience with Zopa Credit Card

I have always had a very professional experience with Zopa. Reviewed on: 11th January 2024

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