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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43470 reviews)

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4.94

Based on 43,470 reviews, last reviewed 12th Mar 2026

154650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

That's very good and safe to use That's very good and safe to use Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43470)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply very quick response no hassle once agr...

Easy to apply very quick response no hassle once agreed money instant Reviewed on: 6th March 2026

Staff are always polite and nothing is too much trou...

Staff are always polite and nothing is too much trouble for them. Reviewed on: 6th March 2026

Since I have been with Zopa I have never had any iss...

Since I have been with Zopa I have never had any issues with Zopa. Best credit card ever. Reviewed on: 6th March 2026

My first credit card

Zopa was great they were willing to give me a chance to get my first credit card when other high street banks turned me down. Their card is easy to use and has great features. Reviewed on: 6th March 2026

Zopa credit

Easy to apply good customer service Reviewed on: 6th March 2026

Easy to use credit card, savings, investments and loan

Easy to use credit card, savings, investments and loan Reviewed on: 6th March 2026

Adorable

Easy app & good rate for increasing your credit score Reviewed on: 6th March 2026

Easy to set up and use

Easy to set up and use you can add the card to your phone wallet Reviewed on: 6th March 2026

Great customer service, would recommend

Great customer service, would recommend Reviewed on: 6th March 2026

Helpful, quick, informative.

Helpful, quick, informative. Zopa have helped me Reviewed on: 6th March 2026

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