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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Service and knowledge

First class service whenever I’ve needed to talk to someone Reviewed on: 10th January 2024

An easy to manage credit card for building up your c...

An easy to manage credit card for building up your credit score Reviewed on: 10th January 2024

Simple and easy

So easy to deal with. My penal experience has been absolutely fantastic! Always ther as a back-up, should the need arise - which it occasionally does…always something unexpected that you didn’t budget for. Reviewed on: 10th January 2024

Good service

Just like the service they offer Reviewed on: 10th January 2024

Good Service

Good service from staff, easy to understand statements Reviewed on: 10th January 2024

Quick decision.

Quick decision. Good value for money. Reviewed on: 10th January 2024

Excellent app, very easy to use, and has all you wou...

Excellent app, very easy to use, and has all you would need from a credit card app. Fair rates and great for building your credit up if needed. Reviewed on: 10th January 2024

Well, to date it seems very accessible to me with it...

Well, to date it seems very accessible to me with its charges, a favorable opportunity to improve your credit record and much more, I recommend the card since it is very good and acceptable in many places. Reviewed on: 10th January 2024

Very user friendly and efficient

Very user friendly and efficient Reviewed on: 10th January 2024

Zopa is very low rate credit card with decent limit.

Zopa is very low rate credit card with decent limit. Which is helping in saving Reviewed on: 10th January 2024

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