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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

When I applied for credit card it was so easy to app...

When I applied for credit card it was so easy to apply and within few minutes it was completed and decion came within few minutes must recommend friends Reviewed on: 10th January 2024

Easy uncomplicated

Easy to make payments easy to use Reviewed on: 10th January 2024

I’m very happy with your service is excellent

I’m very happy with your service is excellent Reviewed on: 10th January 2024

Super card

Easy application and a very interactive and informative app. Reviewed on: 10th January 2024

It is an excellent provider, and the interest is che...

It is an excellent provider, and the interest is cheap compared to other credit cards Reviewed on: 10th January 2024

Would highly recommend

Good rates, easy to use app, very helpful Reviewed on: 10th January 2024

Great credit card and great service

Great credit card and great service Reviewed on: 10th January 2024

Easy to access at the credit facility!

Easy to access at the credit facility! Reviewed on: 10th January 2024

Excellent card to have in your back pocket every g

Excellent card to have in your back pocket every g Reviewed on: 10th January 2024

Happy ZOPA assistant who answer phones.

Each time l have had a query the person on the other end of the phone has been so helpful, pleasant it's what you need when you ring companies, not unhelpful people. ZOPA keep it up Reviewed on: 10th January 2024

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Want to see more from Zopa?

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