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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is a great company.

Zopa is a great company. The staff are excellent, helpful and friendly. Everytime I contact Zopa I always come off the phone happy knowing my issues has been dealt with. Reviewed on: 10th January 2024

Help me when no-one else would.

Help me when no-one else would. Also gives lots of advice on benefits and credit and savings. Reviewed on: 10th January 2024

Great information on spending and account details.

Great information on spending and account details. Very easy to use app and clear direct messages. Very easy to set up and get started. Customer care is brilliant! Reviewed on: 10th January 2024

Very professional and efficient equally the are cust...

Very professional and efficient equally the are customer friendly and makes sure you are fully satisfied at all times Reviewed on: 10th January 2024

I am very happy with company I have told friends and...

I am very happy with company I have told friends and family to use you and they have Reviewed on: 10th January 2024

Easy and quickly to use it, the app works well

Easy and quickly to use it, the app works well Reviewed on: 10th January 2024

Application was straightforward, and they do not has...

Application was straightforward, and they do not hassle you as long as you pay off the amount asked for above that . Reviewed on: 10th January 2024

I started with a £200 pound limit which I stuck to a...

I started with a £200 pound limit which I stuck to and proved I could afford by using it and repaying it several times, I was then offered an increase to £600 which I am currently using, thank you Zopa! Reviewed on: 10th January 2024

When I applied for credit card it was so easy to app...

When I applied for credit card it was so easy to apply and within few minutes it was completed and decion came within few minutes must recommend friends Reviewed on: 10th January 2024

Easy uncomplicated

Easy to make payments easy to use Reviewed on: 10th January 2024

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