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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I’m very happy with your service is excellent

I’m very happy with your service is excellent Reviewed on: 10th January 2024

Super card

Easy application and a very interactive and informative app. Reviewed on: 10th January 2024

It is an excellent provider, and the interest is che...

It is an excellent provider, and the interest is cheap compared to other credit cards Reviewed on: 10th January 2024

Would highly recommend

Good rates, easy to use app, very helpful Reviewed on: 10th January 2024

Great credit card and great service

Great credit card and great service Reviewed on: 10th January 2024

Easy to access at the credit facility!

Easy to access at the credit facility! Reviewed on: 10th January 2024

Excellent card to have in your back pocket every g

Excellent card to have in your back pocket every g Reviewed on: 10th January 2024

Happy ZOPA assistant who answer phones.

Each time l have had a query the person on the other end of the phone has been so helpful, pleasant it's what you need when you ring companies, not unhelpful people. ZOPA keep it up Reviewed on: 10th January 2024

Hard times

Hated having to do it but times are hard unfortunately Reviewed on: 10th January 2024

Real people , not robots

The app is very informative, straightforward and very easy to navigate around . I forgot my PIN number and customer support were very helpful , professional and most importantly, real people . I would highly recommend. Reviewed on: 10th January 2024

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