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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Awesome experience being with Zopa for nearly two y...

Awesome experience being with Zopa for nearly two years now and can’t fault their service Reviewed on: 10th January 2024

Applyung

i applied for a card from Zopa got accepted Reviewed on: 10th January 2024

Zopa always keeps you updated easy payments and and...

Zopa always keeps you updated easy payments and and statements are so easy to follow If you need to talk there is always someone to talk too credit limit is good for my budget Reviewed on: 10th January 2024

Always been helpful n great service

Always been helpful n great service Reviewed on: 10th January 2024

I’m not long with it, but I’m happy just now with c...

I’m not long with it, but I’m happy just now with card& amount I got Reviewed on: 10th January 2024

Very professional customer service and brilliant com...

Very professional customer service and brilliant company to deal with. Absolutely magic of company. Reviewed on: 10th January 2024

Just brilliant

Very easy to use the app, payment goes through so quickly, never had any issue. Reviewed on: 10th January 2024

Overall, easy to follow, app is simple and customer...

Overall, easy to follow, app is simple and customer service was exemplary Reviewed on: 10th January 2024

Excellent Company, easy to apply and customer servic...

Excellent Company, easy to apply and customer service friendly staff. Reviewed on: 10th January 2024

Excellent company

They have been very supportive and a great company Reviewed on: 10th January 2024

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