Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Nice and easy straight forward like it should be

5
Nice and easy straight forward like it should be Reviewed on: 10th January 2024
mark t's avatar
mark t

Easy to use provide great service

5
Easy to use provide great service Reviewed on: 10th January 2024
Paul R's avatar
Paul R

Really pleased

5
I love the app enabling you to keep a track of what you’re spending. It’s easy to use. Reviewed on: 10th January 2024
Sall M's avatar
Sall M

excellent credit card zopa

5
excellent credit card to have always there to help and offer you things Reviewed on: 10th January 2024
julian dews's avatar
julian dews

Zopa app is great & card is a good credit builder

5
Zopa is a good card & if you pay well you can get a credit limit increase. Their app is easy to use & they always advise you in advance that they are going to collect a payment Reviewed on: 10th January 2024
Tracey C's avatar
Tracey C

The best

5
Very helpful people Reviewed on: 10th January 2024
Martin Petherbridge's avatar
Martin Petherbridge

The best

5
The use of Zola credit card is safe and seamless..It also gives you flexibility to make more or less monthly repayment, thus providing you with the comfort you need in dealing with your finances..Customer service is also breathtaking. Reviewed on: 10th January 2024
Frederick O's avatar
Frederick O

I've only been with zopa a few month but I'm happy t...

5
I've only been with zopa a few month but I'm happy to say everything as been so easy from using my card to paying my monthly instalments Reviewed on: 10th January 2024
Linda h's avatar
Linda h

I think is a very excellent opportunity and choice f...

5
I think is a very excellent opportunity and choice for costomar it great to have I love zopa. Reviewed on: 10th January 2024
Telrist B's avatar
Telrist B

Excellent credit card!

5
Great fast application. Card arrived quickly. Good app. And always given up to date info Reviewed on: 10th January 2024
Clare S's avatar
Clare S

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill