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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Wertsert

Very easy to use and apply for loans and car loans Reviewed on: 10th January 2024

Got the card to build credit score, has been easy to...

Got the card to build credit score, has been easy to use, they are clear with charges etc. so you know exactly what you are doing. Credit score now built up. Reviewed on: 10th January 2024

Easy to use App

Easy to use App with all the information you need easy accessible. Reviewed on: 10th January 2024

success ok

Trebuie sa fie bine si fericire și tot ce trebuie sa fi mulțumit Reviewed on: 10th January 2024

Easy, no fuss, good product, good add ons

Easy, no fuss, good product, good add ons like telling you other products but not in your face just a wee email. Does what it says on the card! Reviewed on: 10th January 2024

Access to money in every country I've been to

Easy to implement, good rating and interest rate. Reliable bank! Reviewed on: 10th January 2024

Amazing service

I have no issues. Application was speedy and simple. Great service Reviewed on: 10th January 2024

The easy credit card

Top quality credit card . Excellent customer service. Very helpful. Easy to use very secure . Always rely on security and privacy. Professional staff that’s it really. So thanx Zopa credit card company Reviewed on: 10th January 2024

Thank you so much perfect love your zopa

Thank you so much perfect love your zopa Reviewed on: 10th January 2024

Zopa are definitely a cut above all the major high s...

Zopa are definitely a cut above all the major high street banks/credit card provider. They have excellent customer services, and always promote sensible lending practices, which aid customers to maintain an healthy account and to borrow more than they can comfortably pay back. High Street lenders can learn a lot fro Zopa should adopt Reviewed on: 10th January 2024

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