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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good service and excellent quality never had an...

Very good service and excellent quality never had any problems with the card and Very good service if required Reviewed on: 10th January 2024

I applied for a credit card with zopa and was except...

I applied for a credit card with zopa and was excepted within minutes easy application with no tricky questions Reviewed on: 10th January 2024

Very efficient.

Very efficient. Helpful. Prompt service. Application made easy. No problems applying for a credit card. Reviewed on: 10th January 2024

Great Service

Great always there to help . Would recommend Reviewed on: 10th January 2024

very easy to deal with and didnt have any hassle.

very easy to deal with and didnt have any hassle. Reviewed on: 10th January 2024

It’s so easy to use especially the app.

It’s so easy to use especially the app. User friendly and no issues at all Reviewed on: 10th January 2024

All good - easy to use and accessible

All good - easy to use and accessible Reviewed on: 10th January 2024

Poppy 2020

Allways very helpful and allways someone to talk to Reviewed on: 10th January 2024

Always on hand to help when you need it most.

Always on hand to help when you need it most.provide care help with advice and always on hand to assist Reviewed on: 10th January 2024

Super Zopa

Thoroughly happy with the services that Zopa provides. Very informative and insightful service. I love the app. as I can check everything and keep on top of my account. Very happy customer. Reviewed on: 10th January 2024

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
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