Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Always extremely helpful, transparent and professional

Always extremely helpful, transparent and professional Reviewed on: 10th January 2024

I am using zopa credit card and no complaint

I am using zopa credit card and no complaint Reviewed on: 10th January 2024

Best card I ever had

It was easy to use and getting the card was good not any awkward question and being accepted Reviewed on: 10th January 2024

Perfect perfect perfect great credit card

Perfect perfect perfect great credit card Reviewed on: 10th January 2024

Very good I like Zopa is a good experience I recomme...

Very good I like Zopa is a good experience I recommend Zopa are everyone Reviewed on: 10th January 2024

great credit card helps a lot when you need it.

great credit card helps a lot when you need it. Reviewed on: 10th January 2024

very professional.

very professional. I gladly recommend working with your company. Reviewed on: 10th January 2024

Easy to apply great customer service

Easy to apply great customer service Reviewed on: 10th January 2024

Easy to understand the format.

Easy to understand the format. Like being able to choose payment date. Just not able to change PIN. Wonder when this would be available. Reviewed on: 10th January 2024

It was easy to understand them and the terms since I...

It was easy to understand them and the terms since I was building my records back into shape Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 3.25 from 111 reviews
Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews
Credit Card
from Ocean Finance 4.09 from 22 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub