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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

So easy to use & clear statements.

So easy to use & clear statements. .customer service excellent. Reviewed on: 19th January 2026

Never had an issue with Zopa.

Never had an issue with Zopa. Even when I have had a bad month and struggld, there is always someone to help me work things out Reviewed on: 19th January 2026

So easy to make the move to Zopa they do everything...

So easy to make the move to Zopa they do everything for you Reviewed on: 19th January 2026

Up and running within no time.

Up and running within no time. Customer service amazing Reviewed on: 19th January 2026

Very professional and super helpful

Very professional and super helpful Reviewed on: 19th January 2026

excellent, fast efficient, easy to top up

excellent, fast efficient, easy to top up Reviewed on: 19th January 2026

help and support

struggled to get myself back in to building my credit and Zopa gave me a chance. I am now building my score back higher and find myself managing money better Reviewed on: 19th January 2026

Amazing card and customer service secondto none

Amazing card and customer service secondto none Reviewed on: 19th January 2026

Fab company

Easy to get a credit card with no hassles Reviewed on: 18th January 2026

Love the App.

Love the App. So easy to navigate and updates/info from Zoopa are superb. Reviewed on: 18th January 2026

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