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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit builder

I had a poor credit rating and was delighted when I was accepted for this credit card I’m able to manage my card while building my credit again. Reviewed on: 10th January 2024

Simple and informative system nothing to get concern...

Simple and informative system nothing to get concerned about all seems well organised and controlled Reviewed on: 10th January 2024

Good service quick and easy.

Good service quick and easy...Good job Reviewed on: 10th January 2024

Very good card easy to use, good customer service

Very good card easy to use, good customer service Reviewed on: 10th January 2024

I have no issues with this card.

I have no issues with this card. Customer service is very good, Reviewed on: 10th January 2024

It's tge best credit card ever really!

It's tge best credit card ever really! Reviewed on: 10th January 2024

I'm very happy that zopa gave me a credit cards wher...

I'm very happy that zopa gave me a credit cards where most woudnt Reviewed on: 10th January 2024

Great app and CC

Website is valuable to view credit information when needed. Its easy to use and you get all the necessary advice from the app also which is very helpful. Buffer options available too which is a nice touch in case you want to be carful with your spending Reviewed on: 10th January 2024

AppliedQuick and easy got card and its that simple

Applied got card and its that simple Reviewed on: 10th January 2024

Easy, efficient and time effective

Quick and easy decision and a one stop shop for viewing and managing all my finances. Couldn’t recommend Zopa higher Reviewed on: 10th January 2024

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