Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,480 reviews, last reviewed 14th Mar 2026
155100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company Great company give you a second chance even if you have poor credit Reviewed on: 14th March 2026
Terry H's avatar
Terry H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43480)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

So easy to make the move to Zopa they do everything...

5
So easy to make the move to Zopa they do everything for you Reviewed on: 19th January 2026

Up and running within no time.

5
Up and running within no time. Customer service amazing Reviewed on: 19th January 2026

Very professional and super helpful

5
Very professional and super helpful Reviewed on: 19th January 2026

excellent, fast efficient, easy to top up

5
excellent, fast efficient, easy to top up Reviewed on: 19th January 2026

help and support

5
struggled to get myself back in to building my credit and Zopa gave me a chance. I am now building my score back higher and find myself managing money better Reviewed on: 19th January 2026

Amazing card and customer service secondto none

5
Amazing card and customer service secondto none Reviewed on: 19th January 2026

Fab company

5
Easy to get a credit card with no hassles Reviewed on: 18th January 2026

Love the App.

5
Love the App. So easy to navigate and updates/info from Zoopa are superb. Reviewed on: 18th January 2026

Great card and interest rates.

5
Great card and interest rates. Customer service are very helpful also. Reviewed on: 18th January 2026

Never had any issues and customer service is great

5
Never had any issues and customer service is great Reviewed on: 18th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1535 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5945 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8042 reviews
    Zopa
    View all products