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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good team,fast loan and etc

Very good team,fast loan and etc Reviewed on: 6th March 2026

Quite happy so far have both loan and credit card

Quite happy so far have both loan and credit card Reviewed on: 6th March 2026

Good rate

It’s helpful good rate, easy to use Reviewed on: 6th March 2026

This credit card is very easy to use, the app is mod...

This credit card is very easy to use, the app is modern and easy to use. Also very handy to add to apple wallet. Reviewed on: 6th March 2026

Very good easy to apply for found out in under a min...

Very good easy to apply for found out in under a minute well done love it and thank you for checking everything. Reviewed on: 6th March 2026

Very easy app fab credit card very helpful

Very easy app fab credit card very helpful Reviewed on: 6th March 2026

Great customer service

Always get really great courteous service and nothing is too much trouble.They usually come up with the best solution for my enquiry Reviewed on: 6th March 2026

When applying for a credit card it was easy on the w...

When applying for a credit card it was easy on the website with a quick decision from Zopa who as always were very professional and knowledgeable in their products Reviewed on: 6th March 2026

All fine

All fine. Easy to use and apply. Reviewed on: 6th March 2026

Quick simple and painless clear on what you are gett...

Quick simple and painless clear on what you are getting and how much it costs Reviewed on: 6th March 2026

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