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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good service

Good , and very prompt and efficient Reviewed on: 6th March 2026

I’ve not had contact with customer service but every...

I’ve not had contact with customer service but every think els has been excellent when asking questions and getting answers and the online bank is easy to use thank you Reviewed on: 6th March 2026

Although I am fairly new to Zopa Bank, They have alw...

Although I am fairly new to Zopa Bank, They have always been there for me, ready to listen and forwarded informed facts that enabled me to make the right decisions. It is so refreshing to be able to communicate with someone who believes in you and allows you to come to conclusions, that I have struggled with others to reach. I really wouldn't even think of going elsewhere. Reviewed on: 6th March 2026

Quick, easy and efficient, great service

Quick, easy and efficient, great service Reviewed on: 6th March 2026

Very good Very good card good card

Very good Very good card good card Reviewed on: 6th March 2026

Very simple and easy to understand the rates

Very simple and easy to understand the rates Reviewed on: 6th March 2026

I just love the whole process with Zopa, ease of use...

I just love the whole process with Zopa, ease of use nice friendly layout plenty of information kept well up to date, can't ask for much more. Keep up the good work. Reviewed on: 6th March 2026

Really good card would recommend it to my friends

Really good card would recommend it to my friends Reviewed on: 6th March 2026

My experience with Zopa has been excellent

My experience with Zopa has been excellent Reviewed on: 6th March 2026

Always on phone immediately and most politely when y...

Always on phone immediately and most politely when you need them. Reviewed on: 6th March 2026

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