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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa App

5
Very efficient App. Ur percentage rate is so much better than main street banks. Reviewed on: 22nd April 2025

Good service and good card keeped well informed of y...

5
Good service and good card keeped well informed of your balance and spending Reviewed on: 22nd April 2025

Never had any problems with Zopa and the interest ra...

5
Never had any problems with Zopa and the interest rates are amazing Reviewed on: 22nd April 2025

Very good credit card service , always let you know...

5
Very good credit card service , always let you know when you're monthly payment is due. Reviewed on: 22nd April 2025

Great customer service, clear communication and info...

5
Great customer service, clear communication and information. Easy access and quick access Reviewed on: 22nd April 2025

Great customer service and really helpful

5
Great customer service and really helpful Reviewed on: 22nd April 2025

Really easy to use and very helpful brilliant

5
Really easy to use and very helpful Reviewed on: 22nd April 2025

Fantastic company

5
Anytime I have had to speak to customer service they have been very helpful not that I have had to contact them much as Zopa keep you posted and up to date regarding your account transactions Reviewed on: 22nd April 2025

Good service, easy to use.

5
Good service, easy to use. Very open and clear reference costs. Reviewed on: 22nd April 2025

Brilliant product great credit limit

5
Brilliant product great credit limit Reviewed on: 22nd April 2025

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