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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card.

Great card. Eady to apply for and the app is easy to use. Reviewed on: 6th March 2026

Amazing credit builder card.

Amazing credit builder card. I am very grateful that I put my trust in zopa to deliver.... And they have. Excellent. Thank you Reviewed on: 6th March 2026

Excellent loans company That are very customer focused

Excellent loans company That are very customer focused Reviewed on: 6th March 2026

Zopa Credit Card

Received my new card and made my first purchase and payment was set up and balance paid off Reviewed on: 6th March 2026

Good interest for my money.

Good interest for my money. Easy app to use and works well. Reviewed on: 6th March 2026

Great service great rates and great communication

Great service great rates and great communication Reviewed on: 6th March 2026

Brilliant service recommended for other customers

Brilliant service recommended for other customers Reviewed on: 6th March 2026

Great card

Easy to use app easy to follow. Very clear and keep informed . Very good card and app Reviewed on: 6th March 2026

They are easy to use the AI software working amazing...

They are easy to use the AI software working amazingly and they are so reliable. Reviewed on: 6th March 2026

Perfect . 5******

Fantastic service. App really user friendly 5***** Reviewed on: 6th March 2026

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