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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Straight forward to use and manage I would recommend

Straight forward to use and manage I would recommend Reviewed on: 10th January 2024

Excellent

Excellent experience with zopa would. Would definitely recommend Reviewed on: 10th January 2024

Easy application Clear and fair fees

Easy application Clear and fair fees Reviewed on: 10th January 2024

Excellent service and experience

Excellent service and experience from application, the app, customer service. Have recommended to friends and family who are also not disappointed Reviewed on: 10th January 2024

Quick, convenient and with all of the necessary secu...

Quick, convenient and with all of the necessary security checks. Reviewed on: 10th January 2024

Very good, helpful and good customer service

Very good, helpful and good customer service Reviewed on: 10th January 2024

Very good and understanding staff

Very good and understanding staff Reviewed on: 10th January 2024

I recently became a customer of Zopa & git a fast fr...

I recently became a customer of Zopa & git a fast friendly service met all my expectations,would recommend Zopa to friend's & family Reviewed on: 10th January 2024

Very good credit card , it customer service

Very good credit card , it customer service Reviewed on: 10th January 2024

Great card

I have never had an issue with Zopa. It is an excellent card Reviewed on: 10th January 2024

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