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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Sweet as bro!

Easy to use card and very helpful customer services Reviewed on: 10th January 2024

Just no problems !

Just no problems ! You are a decent lender Reviewed on: 10th January 2024

Amazing,the best solution, I'm very happy

Amazing,the best solution, I'm very happy Reviewed on: 10th January 2024

Excellent service extremely helpful definitely recom...

Excellent service extremely helpful definitely recommend to family and friends Reviewed on: 10th January 2024

Very happy of being Zopa customer

Very happy of being Zopa customer Reviewed on: 10th January 2024

Easy to open and easy to use very happy with my card...

Easy to open and easy to use very happy with my card and would recommend it to anyone even with bad credit Reviewed on: 10th January 2024

Best option when you’re need a money

I use this card couple of months. It’s really cool that you have money when you’re needed and easy and quick response to applications. Reviewed on: 10th January 2024

Fast and efficient

Always there when needed. Fast, efficient and helpful. Helped when no other lenders would. Reviewed on: 10th January 2024

Always kept up to date - easy to contact and talk to...

Always kept up to date - easy to contact and talk to a human. Valued Reviewed on: 10th January 2024

Highly recommend

After being refused credit cards previously I was accepted for a zopa card.Excellent company, realistic credit limit and easy to use app Reviewed on: 10th January 2024

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