Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

View other Zopa products

4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopamarvellous

Zopa good company to work with easy to set up Reviewed on: 10th January 2024

Very good and their no problem using this card

Very good and their no problem using this card Reviewed on: 10th January 2024

Recommend

User friendly and efficient application, fast results and great service. Reviewed on: 10th January 2024

Easy to apply and fast creating my account .

Easy to apply and fast creating my account. Good service Reviewed on: 10th January 2024

Zopa credit card give me peace of mind regarding int...

Zopa credit card give me peace of mind regarding intrest.and how i pay Reviewed on: 10th January 2024

Excellent

This is is a very good credit card. The best thing about is the customer service. It is excellent. Reviewed on: 10th January 2024

Great customer service

Had the credit card along with loans and always been good customer service when needed Reviewed on: 10th January 2024

So far it has been really great.

So far it has been really great. Customer services when i have needed help hace solved my queries straught away Reviewed on: 10th January 2024

Excellent service always helpful

Excellent service always helpful Reviewed on: 10th January 2024

Excellent for new users!

Im new to Zopa and so far i have a good experience ,they’re very easy to reach and help if you have an issue i strongly recommend. Im new in the UK and they are the first company who accepted my credit card application. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.32 from 14 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Flexicard
from Halifax 3.70 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub