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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So easy so simple and very good rates

So easy so simple and very good rates Reviewed on: 10th January 2024

Zopa credit card

Great company, very helpful and fair . Gives people with poor credit a chance to boost their credit score Makes it very easy and clear about their services Reviewed on: 10th January 2024

Love how easy it is and how easy it's to pay your bi...

Love how easy it is and how easy it's to pay your bill off Reviewed on: 10th January 2024

Very helpful and well explained.

Very helpful and well explained. Quick result but thorough Reviewed on: 10th January 2024

Zopa is an excellent company

Zopa is an excellent company quick decision app excellent to understand would recommend zopa Reviewed on: 10th January 2024

Mihail Pagher

Reliable.Very good for me.Very helpful for daily use. Reviewed on: 10th January 2024

been best credit card i have had

They are very efficient when you pay in money it's off your account that day not like some taking up to 72 hours and have excellent customer service nothing is to much trouble and feel they are interested in their customers Reviewed on: 10th January 2024

Zopa provide a very easy user experience.

Zopa provide a very easy user experience. I know exactly what my balance is and how much remains on my card, because as soon as I use the card Zopa send me a notification. The Zopa app is very easy to use as well. I can always tell what my next payment is going to be. It seems a lot smoother and easier to use than other apps. Reviewed on: 10th January 2024

Easy information is at a finger tip payments easy ap...

Easy information is at a finger tip payments easy app very user frendly Reviewed on: 10th January 2024

Very easy to apply, quick response, efficient, excel...

Very easy to apply, quick response, efficient, excellent service and support, good interest rates, thank you Zopa Reviewed on: 10th January 2024

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