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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy, simple friendly process, friendly customer ser...

Easy, simple friendly process, friendly customer services, a great card to apply for, and great for building credit rating. Reviewed on: 10th January 2024

Excellent service would highly recommend

Excellent service would highly recommend Reviewed on: 10th January 2024

No hassle very easy to deal with

No hassle very easy to deal with Reviewed on: 10th January 2024

Easy and simple

Never had any problems, always easy and simple to use Reviewed on: 10th January 2024

Easy to apply and set up

Easy to apply and set up, no issues when using or repaying via app etc Reviewed on: 10th January 2024

First class company

This credit card company are here to help the customer and there services are first class Reviewed on: 10th January 2024

Very easy to apply and quick response of approval.

Very easy to apply and quick response of approval. Reviewed on: 10th January 2024

Best credit card

Never had any issues since getting my credit card and the app is so easy to use Reviewed on: 10th January 2024

Excellent card to have in your wallet

Quick and easy application I have the app on my phone which is easy to navigate and understand Reviewed on: 10th January 2024

Day living

Good credit card tha help day to day living. Reviewed on: 10th January 2024

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