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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Top class

Amazing and very good and helpful Reviewed on: 10th January 2024

It’s a great company to deal with.

It’s a great company to deal with. Their card is awesome. I’ve had it for a few months now and been happy with it since. I hope to be a zopa customer for a long time. Reviewed on: 10th January 2024

Great service.

Great service. 100% recommend. Easy application and app is fantastic. Reviewed on: 10th January 2024

I HAD bad credit

Bad credit, no one else would let me have a credit card, they have helped me so so much Reviewed on: 10th January 2024

Zopa are straight forward, easy to use, help is exac...

Zopa are straight forward, easy to use, help is exactly there if you need it, iv no complaints at all Reviewed on: 10th January 2024

Zopa credit card best ever in uk And use it simple e...

Zopa credit card best ever in uk And use it simple easy systems Reviewed on: 10th January 2024

I have a credit card and I think itid1878 s brillian...

I have a credit card and I think itid1878 s brilliant customer service. Is very good. Reviewed on: 10th January 2024

Really quick and easy to sort out was well chuffed...

Really quick and easy to sort out was well chuffed Reviewed on: 10th January 2024

Never had a problem always a solution not job to big...

Never had a problem always a solution not job to big or small Reviewed on: 10th January 2024

Fantastic services in every aspect.

Fantastic services in every aspect. Very user friendly app , excellent customer service. I really appreciate the service they provided for me. Reviewed on: 10th January 2024

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