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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service and easy to use App

Excellent service and easy to use App Reviewed on: 10th January 2024

Very easy to use great app easy to make payments bef...

Very easy to use great app easy to make payments before the end of the month Reviewed on: 10th January 2024

Hassle free credit card with decent fee

Hassle free credit card with decent fee Reviewed on: 10th January 2024

The card has been great since best card I got it

The card has been great since I got it Reviewed on: 10th January 2024

Was grate axpirience and quick service

Was grate axpirience and quick service Reviewed on: 10th January 2024

Excellent service app is so easy to navigate

Excellent service app is so easy to navigate Reviewed on: 10th January 2024

Excelent company.

Excelent company. Very simple and uset friendly app Reviewed on: 10th January 2024

Good but they won't increase credit limit

Good but they won't increase credit limit Reviewed on: 10th January 2024

They make Zopa 5* sure I don’t get.

They make sure I don’t get. into debt that I can’t pay keep me imformed of up n coming debits.Always helpful when I need help Reviewed on: 10th January 2024

Friendly good monthly payments not high interest rates

Friendly good monthly payments not high interest rates Reviewed on: 10th January 2024

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