Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I HAD bad credit

Bad credit, no one else would let me have a credit card, they have helped me so so much Reviewed on: 10th January 2024

Zopa are straight forward, easy to use, help is exac...

Zopa are straight forward, easy to use, help is exactly there if you need it, iv no complaints at all Reviewed on: 10th January 2024

Zopa credit card best ever in uk And use it simple e...

Zopa credit card best ever in uk And use it simple easy systems Reviewed on: 10th January 2024

I have a credit card and I think itid1878 s brillian...

I have a credit card and I think itid1878 s brilliant customer service. Is very good. Reviewed on: 10th January 2024

Really quick and easy to sort out was well chuffed...

Really quick and easy to sort out was well chuffed Reviewed on: 10th January 2024

Never had a problem always a solution not job to big...

Never had a problem always a solution not job to big or small Reviewed on: 10th January 2024

Fantastic services in every aspect.

Fantastic services in every aspect. Very user friendly app , excellent customer service. I really appreciate the service they provided for me. Reviewed on: 10th January 2024

I have the best experience with zopa

I have the best experience with zopa Reviewed on: 10th January 2024

Really easy to use app.

Really easy to use app. No hassle credit card company Reviewed on: 10th January 2024

Good company

Good company good customer care always letting you know what’s going on Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Balance Transfer Credit Card
from Halifax 4.52 from 63 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub