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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It's a card you can rely on and customer service is...

It's a card you can rely on and customer service is very good Reviewed on: 10th January 2024

Great card

application process was easy, app is easy to use and great for managing the card. Brilliant for credit building Reviewed on: 10th January 2024

Excellent company, have used these as I have struggl...

Excellent company, have used these as I have struggled with credit before and they are easy to communicate with. Reviewed on: 10th January 2024

Zopa Credit Card

Excellent community and customer support Reviewed on: 10th January 2024

Great customer support.

Great customer support. Easy application process. Reviewed on: 10th January 2024

Understanding gd customer service easy to contact

Understanding gd customer service easy to contact Reviewed on: 10th January 2024

Never had a problem with them never had to call them...

Never had a problem with them never had to call them always there to help if you need them Reviewed on: 10th January 2024

Top class

Amazing and very good and helpful Reviewed on: 10th January 2024

It’s a great company to deal with.

It’s a great company to deal with. Their card is awesome. I’ve had it for a few months now and been happy with it since. I hope to be a zopa customer for a long time. Reviewed on: 10th January 2024

Great service.

Great service. 100% recommend. Easy application and app is fantastic. Reviewed on: 10th January 2024

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