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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

A very good card which meets my needs

A very good card which meets my needs Reviewed on: 10th January 2024

Great App, nice and easy to understand.

Great App, nice and easy to understand. Great customer service. Reviewed on: 10th January 2024

Friendly supportive -no hassle - informative advice...

Friendly supportive -no hassle - informative advice easy to use and never a hassle to use Reviewed on: 10th January 2024

Good and easy to use credit card

Good and easy to use credit card Reviewed on: 10th January 2024

Application process was straightforward and the card...

Application process was straightforward and the card is easy to use as well as the app that provide supports. Reviewed on: 10th January 2024

I love zopa

Signing up was so easy and the card was sent out in no time. The app is brilliant and is very informative with tips to boost credit rating and information of other products offered Reviewed on: 10th January 2024

Always updating me and keeping my account in order.

Always updating me and keeping my account in order. Reviewed on: 10th January 2024

Credit card has been a great help and is worth every...

Credit card has been a great help and is worth every penny Reviewed on: 10th January 2024

easy application and a good interest rate , app...

Very easy application and a good interest rate , app is really good and easy to use Reviewed on: 10th January 2024

Alway there to help alway fair with there decisions

Alway there to help alway fair with there decisions Reviewed on: 10th January 2024

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