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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Excellent service, from start to finish, would highly recommend Reviewed on: 10th January 2024

Great product and even better customer support

Great product and even better customer support Reviewed on: 10th January 2024

Re Building my credit

Got the credit card because I'm building my credit score back up after my marriage split and can honestly say best credit provider around at the minute. Reviewed on: 10th January 2024

Very understanding and no pressure from Zopa.

Very understanding and no pressure from Zopa. Always a clear understanding of my finances. Reviewed on: 10th January 2024

No problem getting the card and always notified me a...

No problem getting the card and always notified me any changes Reviewed on: 10th January 2024

It’s a good credit card money is all ways there real...

It’s a good credit card money is all ways there really good Reviewed on: 10th January 2024

Zopa credit card is perfect, is always correct I’m v...

Zopa credit card is perfect, is always correct I’m very easy to use and understand never had any trouble with it. You guys are the best thank you Reviewed on: 10th January 2024

Easy to deal with and a credit card that suits my ne...

Easy to deal with and a credit card that suits my needs Reviewed on: 10th January 2024

Customer services are Helpful and easy to use the app

Customer services are Helpful and easy to use the app Reviewed on: 10th January 2024

Happy customer

Simply put a great service, the app is well made easy to use and has all the tools you need. Reviewed on: 10th January 2024

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