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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to manage account, friendly team.

Very easy to manage account, friendly team. Reviewed on: 10th January 2024

Really really pleased thanks loads

Really really pleased thanks loads Reviewed on: 10th January 2024

Best card

Very good card and great apr I have seen and brilliant service Reviewed on: 10th January 2024

Wonderful customer service, and so easy to use the a...

Wonderful customer service, and so easy to use the app 10/10 Reviewed on: 10th January 2024

Have got poor credit score but Zopa put their trust...

Have got poor credit score but Zopa put their trust in me Reviewed on: 10th January 2024

Excellent customer service and user friendly App pro...

Excellent customer service and user friendly App providing help and useful info. Reviewed on: 10th January 2024

Awesome and easy to deal with.

Awesome and easy to deal with..any 8ssues answered immediately Reviewed on: 10th January 2024

Seemless, app is User friendly, convenient

Seemless, app is User friendly, convenient Reviewed on: 10th January 2024

Excellent app easy to use and set up good customer s...

Excellent app easy to use and set up good customer service and information provided Reviewed on: 10th January 2024

Super quick application and very easy to manage your...

Super quick application and very easy to manage your money and make repayments Reviewed on: 10th January 2024

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