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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Helped with my credit score.

Helped with my credit score. So building up a future for myself. Good service provider Reviewed on: 10th January 2024

A great credit provider, never had a problem with.

A great credit provider, never had a problem with. Good all round Reviewed on: 10th January 2024

Quick and easy process.

Quick and easy process. Card arrived within days and the app is simple to use Reviewed on: 10th January 2024

Exactly what I wanted in a card.

Exactly what I wanted in a card. Giving me the credit I needed Reviewed on: 10th January 2024

Have had a card for some time, easy to apply and obt...

Have had a card for some time, easy to apply and obtain updates through the application. Regular updates on spending and other products. Also internet app is very easy and informative. Reviewed on: 10th January 2024

Excellent card to have and good customer service

Excellent card to have and good customer service Reviewed on: 10th January 2024

Great value at good low interest rates

Great value at good low interest rates Reviewed on: 10th January 2024

Creme de la creme

I have had nothing but a superb service from you when I've needed it Reviewed on: 10th January 2024

Excellent customer service/ no speaking to a robot.

Excellent customer service/ no speaking to a robot. Everything is on line easy to follow Reviewed on: 10th January 2024

Never had any problems with Zopa

Never had any problems with Zopa Reviewed on: 10th January 2024

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