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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Unable to download statements.

Unable to download statements. Difficult to monitor my account. Reviewed on: 10th January 2024

Zopa team always keep you informed about your accoun...

Zopa team always keep you informed about your account and the staff appear to be actually interested in helping their customers Reviewed on: 10th January 2024

Great service always very helpful and always well in...

Great service always very helpful and always well informed about new products Reviewed on: 10th January 2024

A card you can trust.

A card you can trust. Great security, great service. Always offering to help if needed. Great communication in all aspects regarding my account. Plenty of notice given for direct debit. Which can be changed to suit. Account is easy to track for customers. You Always know what is available at any given time. No hidden fees very straight forward. Reviewed on: 10th January 2024

When I call they answer very quickly and there app i...

When I call they answer very quickly and there app is so good Reviewed on: 10th January 2024

They are a fantastic company and have helped me out,...

They are a fantastic company and have helped me out, woukd highly recommend Reviewed on: 10th January 2024

Zopa provide very good service.

Zopa provide very good service. I am very happy with zopa service Reviewed on: 10th January 2024

Easy to use helps build credit score great app and u...

Easy to use helps build credit score great app and user friendly Reviewed on: 10th January 2024

Easy you can build your credit score with ZOPA,

Great, credit card, increases limits fairly if you using it in the smart way. Can't complain Reviewed on: 10th January 2024

Zopa and be safe

Good service which seems secure and safe. Reviewed on: 10th January 2024

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