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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Superb service, always happy to help

Superb service, always happy to help Reviewed on: 10th January 2024

Excellent informative app and email reminders

Excellent informative app and email reminders Reviewed on: 10th January 2024

Easy to use.

Easy to use. If you need to pay money back to your card. It instantly appears as credit. Reviewed on: 10th January 2024

Very helpful people

Very helpful people ant credit card is great Reviewed on: 10th January 2024

Good value

Helpful. Don't get on my case if I miss a payment and good value Reviewed on: 10th January 2024

First time card

From when i first recieved my card everything was so easy and simple to understand and everything was explained to me. Reviewed on: 10th January 2024

Zopa is good service and easy to...

Zopa is good service and easy to use the up Reviewed on: 10th January 2024

Excellent customer service.

Excellent customer service. Always keep you informed of what is happening with your account. App is easy to use. Reviewed on: 10th January 2024

Excellent service and easy to use app

Excellent service and easy to use app Reviewed on: 10th January 2024

They are very reasonable and let you know when monie...

They are very reasonable and let you know when monies are due,in very good time Reviewed on: 10th January 2024

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