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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Efficient and friendly service excellent for people...

Efficient and friendly service excellent for people with a low score to build better credit Reviewed on: 10th January 2024

Since I have been with Zopa I’ve had an excellent ex...

Since I have been with Zopa I’ve had an excellent experience and would certainly recommend it to others. Good communication. Reviewed on: 10th January 2024

Easy to pay back no pressure with emails

Easy to pay back no pressure with emails Reviewed on: 10th January 2024

Helpful and easy to use, from the beginning till now...

Helpful and easy to use, from the beginning till now I have had no problems. Would recommend to everyone Reviewed on: 10th January 2024

Very good company easy to communicate wuth

Very good company easy to communicate wuth Reviewed on: 10th January 2024

Great rates better than most seem really fair an eas...

Great rates better than most seem really fair an easy to use app much prefer it to my others Reviewed on: 10th January 2024

I have had a credit card with them for a while now a...

I have had a credit card with them for a while now and they are always checking to increase my limits and are always there to help should you need anything at all. Reviewed on: 10th January 2024

Great service all round jim

Great service all round highly recommended Reviewed on: 10th January 2024

The fees and customer service is great will help wit...

The fees and customer service is great will help with any problem and do not keep on offering more services Reviewed on: 10th January 2024

Love this card

I've always felt you were very helpful and helped when I needed it Reviewed on: 10th January 2024

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