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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

An ideal first Credit card

All aspects of the app are easy to use & understand. Hello with any problems is always available. Reviewed on: 10th January 2024

Friendly helpful and very professional

Friendly helpful and very professional Reviewed on: 10th January 2024

It's good service and I always know where j am with...

It's good service and I always know where j am with my card by following payment dates etc. Although I wish they would review credit increase more. Reviewed on: 10th January 2024

Very good so polite and friendly all the financial s...

Very good so polite and friendly all the financial services like banks credit cards from all companies should be like Zopa because Zopa cares and helpful . Reviewed on: 10th January 2024

Amazing always helpful good limits amazing app perfect

Amazing always helpful good limits amazing app perfect Reviewed on: 10th January 2024

Zopa simply the best

Zopa keep in touch making sure you can afford to pay back your CC Reviewed on: 10th January 2024

Good experience so far and will stay the bank

Good experience so far and will stay the bank Reviewed on: 10th January 2024

Proud Zopa customer

Very transparent company with very quick response times to queries. Customer service is exceptional too. Proud Zopa customer! Reviewed on: 10th January 2024

Zopa has my vote

Zopa are user friendly from every aspect of the customer experience.from start to finish from application process to the use of the product it is so simple to use and easy to understand.Customer service is second to none with your importance at the forefront.The app is very user friendly for all and I would recommend Zopa in a heartbeat. Reviewed on: 10th January 2024

Very good experience and service

Very good experience and service Reviewed on: 10th January 2024

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