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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy app & nothing complicated, I certainly wou...

Very easy app & nothing complicated, I certainly would recommend to others. Reviewed on: 10th January 2024

Great service professional company

Great service professional company Reviewed on: 10th January 2024

Very good service provided all in one place

Very good service provided all in one place Reviewed on: 10th January 2024

Effective services

The process was simple and straightforward Reviewed on: 10th January 2024

Always good rates and very fast response

Always good rates and very fast response Reviewed on: 10th January 2024

Really clear, simple and easy to use and supportive...

Really clear, simple and easy to use and supportive of people with lower credit scores. They respect us and treat us fairly. Reviewed on: 10th January 2024

Excellent service and very understanding

Excellent service and very understanding Reviewed on: 10th January 2024

Good service and excellent good customer experience

Good service and excellent good customer experience Reviewed on: 10th January 2024

Very happy with zopa, very clear and easy website ex...

Very happy with zopa, very clear and easy website extremely easy to use. Reviewed on: 10th January 2024

Very good service and good customer service

Very good service and good customer service Reviewed on: 10th January 2024

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