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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

it was quick, fast and efficient

it was quick, fast and efficient Reviewed on: 10th January 2024

great service

Great service always happy to help Reviewed on: 10th January 2024

Poor credit getting better

I have poor credit history and its on the mend thanks to Zopa Reviewed on: 10th January 2024

The whole experience

The whole experience from registering for the card and getting the card was seamless. They send regular statements and the APP is very easy to navigate. Reviewed on: 10th January 2024

Zopa has always had a good rate of interest

Zopa has always had a good rate of interest Reviewed on: 10th January 2024

Professional and very easy to use.

Professional and very easy to use. Excellent app. Reviewed on: 10th January 2024

No fuss company,great communicators ,one of the best

No fuss company,great communicators ,one of the best Reviewed on: 10th January 2024

Never had any issues, straight forward company

Never had any issues, straight forward company Reviewed on: 10th January 2024

Best credit card and customer service

Best credit card and customer service Reviewed on: 10th January 2024

Easy to use great online account

Easy to use great online account Reviewed on: 10th January 2024

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