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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Applying for the credit card was easy and straight f...

Applying for the credit card was easy and straight forward, help was at hand if I needed it, I would recommend it to anyone Reviewed on: 10th January 2024

Great Card easy to use and very handy, if used caref...

Great Card easy to use and very handy, if used carefully , credit limit will slowly rise . Reviewed on: 10th January 2024

Tis is you need! no hesitate!

Very easy to apply and a very good company Reviewed on: 10th January 2024

Easy to open account & sensible loans with easy to s...

Easy to open account & sensible loans with easy to set up Reviewed on: 10th January 2024

Excellent customer service and easy to use app

Excellent customer service and easy to use app Reviewed on: 10th January 2024

Excellent

Good service very pleased with the service Reviewed on: 10th January 2024

Great company

Great service, great people, and good rates Reviewed on: 10th January 2024

Great Service Excellent Company

Never had any issues, they make it so easy to apply Reviewed on: 10th January 2024

Friendly staff there when you need them

Friendly staff there when you need them Reviewed on: 10th January 2024

Great card and service

Great card and services keep you informed about up and coming events status of you transactions so quickly and alway ready to help Reviewed on: 10th January 2024

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