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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great card easy to sign up all good

Great card easy to sign up all good Reviewed on: 10th January 2024

Easy to use

Easy to open easy to use app never have a problem Reviewed on: 10th January 2024

Neutral as i have never had any dealings with custom...

Neutral as i have never had any dealings with customer services. App is good with insights to help with credit Reviewed on: 10th January 2024

Easy from the start .

Easy from the start , easy to apply and no messing around ***** Reviewed on: 10th January 2024

This is a good credit card, I have never jad to spea...

This is a good credit card, I have never jad to speak with costumer services so thats why I have given it a good rating rather than excellent Reviewed on: 10th January 2024

Perfect and fast

Great app and reliable company, helper Reviewed on: 10th January 2024

Never had a problem with them.

Never had a problem with them. Always helpful and polite. Reviewed on: 10th January 2024

A very useful Card

A very useful card with excellent back up from the parent company should you need it taken by almost retailers Reviewed on: 10th January 2024

Very easy company to deal with and always giving gre...

Very easy company to deal with and always giving great financial advive Reviewed on: 10th January 2024

The customer service is excellent.

The customer service is excellent. Reviewed on: 10th January 2024

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