Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

View other Zopa products

4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Wonderful experience I love it help me a lot,...

Wonderful experience I love it help me a lot, Reviewed on: 17th January 2026

Ever help if i had any problems the are always there...

Ever help if i had any problems the are always there to help Reviewed on: 17th January 2026

Easy to apply very informative and easy to use app p...

Easy to apply very informative and easy to use app plus seamless card use Reviewed on: 17th January 2026

Excellent customer service.

Great customer service. System is easy to understand and follow. Reviewed on: 17th January 2026

Cant fault them on anuthing

Everything is simple to do and no messing and very helpful the way that thay keep you informed Reviewed on: 17th January 2026

Excellent support, fast and efficient in all areas i...

Excellent support, fast and efficient in all areas if the service offered Reviewed on: 17th January 2026

Easy to use app, good communication from Zopa

Easy to use app, good communication from Zopa Reviewed on: 17th January 2026

I have excellent service very happy

I have excellent service very happy Reviewed on: 17th January 2026

Love love love it best lender out there

Love love love it best lender out there Reviewed on: 17th January 2026

The whole process is so easy and seamless.

The whole process is so easy and seamless. Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.18 from 101 reviews
Gold Card
from first direct 4.59 from 9 reviews
British Airways credit card
from American Express 4.36 from 83 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1535 reviews
Current account
from Zopa 4.94 from 5945 reviews
Smart Saver
from Zopa 4.94 from 8041 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub