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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good experience My experience with is almost is good

My experience with is almost is good Reviewed on: 6th March 2026

Great company, great app and great saver account

Great company, great app and great saver account Reviewed on: 6th March 2026

Easy to apply Simpleand manage account online

Easy to apply and manage account online Reviewed on: 6th March 2026

The best card.

Zopa gave me many opportunities to fulfill my dreams. Great repayment rates. Excellent communication. I wholeheartedly recommend it. Reviewed on: 6th March 2026

Bang tidy card

A great card with good rates I would highly recommend Reviewed on: 6th March 2026

Zopa has been very considerate of my personal financ...

Zopa has been very considerate of my personal financial circumstances. Reviewed on: 6th March 2026

App is easy to use and are very helpful

App is easy to use and they are very helpful Reviewed on: 6th March 2026

Easy to use app and great service

Excellent app, so clear and easy to use, I have a credit card a current account and savings account and I can move everything around so easily. Reviewed on: 6th March 2026

fantastic, recommended to my wife Sarah.

fantastic, recommended to my wife Sarah. she's delighted. Reviewed on: 6th March 2026

Zoos is well trusted

Zopa is a trusted brand that serves well and provides a quality product. It doesn’t get much better than that. Reviewed on: 6th March 2026

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