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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service and super card would highly recommend

Great service and super card would highly recommend Reviewed on: 6th March 2026

High interest

Its quite a high interest rate but overall my experience is good and the account is very easy to manage. Reviewed on: 6th March 2026

smooth from the beginning no problem

smooth from the beginning no problem Reviewed on: 6th March 2026

It’s the one shop stop.

I tried Zopa for the first time and found them one of the best . Reviewed on: 6th March 2026

One great credit card

Just a great card that helps people with less than perfect credit scores Reviewed on: 6th March 2026

No nonsense card handy for shopping in tough times

No nonsense card handy for shopping in tough times Reviewed on: 6th March 2026

Excellent company I am very happy

Excellent company I am very happy Reviewed on: 6th March 2026

Great app and customer service

Easy to use app and the information provided on the credit card is excellent. I had to call customer service with a query and they were very helpful Reviewed on: 6th March 2026

Brilliant service , best credit card I have

Brilliant service , best credit card I have Reviewed on: 6th March 2026

I was treated with respect and as a valuable custome...

I was treated with respect and as a valuable customer and as a person Reviewed on: 6th March 2026

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