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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic card

Fantastic really good very happy with everything Reviewed on: 6th March 2026

Good work card nd fast very good service

Good work card nd fast very good service Reviewed on: 6th March 2026

Love Zopa.

Easy to use the app, customer service got back to me straight away when I had a query. Reviewed on: 6th March 2026

nice and easy to get on with and a1 app

nice and easy to get on with and a1 app Reviewed on: 6th March 2026

Great app.

Great app. Very good customer service. Good range of savings account. Flexible loans. Reviewed on: 6th March 2026

Very understanding and hope to keep going.

Very understanding and hope to keep going. Reviewed on: 6th March 2026

Very helpful and quick to resolve any issurs

Very helpful and quick to resolve any issurs Reviewed on: 6th March 2026

Great service

Great and easy to use good customer service Reviewed on: 6th March 2026

Versatile card for all financial needs

Zopa caters to needs and has different offerings Reviewed on: 6th March 2026

I have a credit card from Zopa, the app is really us...

I have a credit card from Zopa, the app is really useful to keep track of spending and managing payments. It was easy to apply for. I would highly recommend anyone to give Zopa a go. I also have a current account with them so it's easy to everything In one place. Reviewed on: 6th March 2026

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

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Zopa: Credit card reviews

74% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (44348)

Fantastic card

Good work card nd fast very good service

Love Zopa.

nice and easy to get on with and a1 app

Great app.

Very understanding and hope to keep going.

Very helpful and quick to resolve any issurs

Great service

Versatile card for all financial needs

I have a credit card from Zopa, the app is really us...

Review Zopa: Credit card now

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