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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to sign up to with no complications and easy to...

Easy to sign up to with no complications and easy to navigate app. Reviewed on: 6th March 2026

Nice and easy application.

Nice and easy application.Good customer service. Reviewed on: 6th March 2026

Easy to use my account , easy to use app

Easy to use my account , easy to use app Reviewed on: 6th March 2026

Very friendly and helpful staff and.

Very friendly and helpful staff and. A reallly easy to use app Reviewed on: 6th March 2026

Credit card experience

Easy to apply, card arrived very quickly, a great app, easy to manage and navigate. Reviewed on: 6th March 2026

No worries

Never had a problem with them I use card and forget about it, the website is very good and easy to use brilliant Reviewed on: 6th March 2026

Very easy to open one.

Very easy to open one. I've even got my wife credit card. Reviewed on: 6th March 2026

Excellent

Excellent everything…and very easy to used Reviewed on: 6th March 2026

Zopa Changed My View On Applying For Credit

The most comfortable plus the most customer orientated credit card company I ever experienced, highly recommended, Zopa makes you feel at ease when applying for credit. 5 Stars Reviewed on: 6th March 2026

I have had no problems with Zopa

I have had no problems with Zopa Reviewed on: 6th March 2026

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