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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Best in service.

Best in service.Payments will be done faster.Never got struck with any payments. Reviewed on: 16th January 2026

Great service fair and honest quality credit card su...

Great service fair and honest quality credit card supplier Reviewed on: 16th January 2026

Zopa ARE UTTERLY FABULOUS!

Zopa ARE UTTERLY FABULOUS! The right balance of supportive, fair, and absolutely operate treating their customers from all walks of life with the uppermost integrity. Reviewed on: 16th January 2026

No fuss no hassle . ,...

No fuss , stable easy to use app , tolerable rates , nothing to moan about at all Reviewed on: 16th January 2026

ZOPA - a great card to use!

Easy to use - T&Cs simple to understand and no hassle using the services and paying my charges (which aren't high!) Reviewed on: 16th January 2026

Excellent

It was easy and very good and I would recommend it to my friends Reviewed on: 16th January 2026

Was very easy to get the credit card, good rates and...

Was very easy to get the credit card, good rates and service Reviewed on: 16th January 2026

I'm very happy with the service.

I'm very happy with the service. After verification, the money was immediately deposited into my account. A very good bank. Thank you. Reviewed on: 16th January 2026

Majid Mohammed

Awesome experience having Zopa. Better then other cards Reviewed on: 16th January 2026

Staff that know what they are talking about with gre...

Staff that know what they are talking about with great skills Reviewed on: 16th January 2026

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