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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Perfect 10

Perfect everyday usr great site wont use anyobe else agsin Reviewed on: 6th March 2026

Always had a positive experience if I've needed help

Always had a positive experience if I've needed help Reviewed on: 6th March 2026

The Zopa app is really easy to use.

The Zopa app is really easy to use. There are no hidden fees. Everything is really straightforward Reviewed on: 6th March 2026

I have excellent customer service experience.

I have excellent customer service experience. Good communication. Reviewed on: 6th March 2026

Excellent from start cant fault it

Excellent from start cant fault it Reviewed on: 6th March 2026

Simple credit card with helpful features

I’ve had a positive experience using the Zopa credit card so far. The app is very easy to use and makes it simple to track spending, repayments and balances in real time. I particularly like the clear layout and the ability to manage payments directly from the app. The interest-free periods and instalment options are useful for spreading the cost of larger purchases, and the notifications help keep everything organised. Customer communication has also been clear and straightforward. Overall, it’s a well-designed credit card with a modern app that makes managing finances easier. Reviewed on: 6th March 2026

Good all card

Good all round card, easy to navigate the app Reviewed on: 6th March 2026

Been a good experience so far.

Been a good experience so far, looking forward to the future,everything is so simple and easy, especially in the app, would reccomend Zopa to everyone, 'Great job keep it up' Reviewed on: 6th March 2026

Easy to apply and manage my account.

Easy to apply and manage my account. And always there if I require someone to speak to Reviewed on: 6th March 2026

Zopa is brilliant to use and Staff are knowledgable...

Zopa is brilliant to use and Staff are knowledgable and great help in every way explaining everything and making it simplistic. Keep up the good work zopa . Reviewed on: 6th March 2026

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