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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Never an issue so never a problem

5
Never an issue so never a problem Reviewed on: 22nd April 2025

Your service is the best, and I am 100% happy with it.

5
Your service is the best, and I am 100% happy with it. Thanks Reviewed on: 22nd April 2025

Very easy to apply and to manage your accounts online

5
Very easy to apply and to manage your accounts online Reviewed on: 22nd April 2025

Never had any issues great bank

5
Never had any issues great bank Reviewed on: 22nd April 2025

Great Customer Service Experience!

5
Great Customer Service Experience! Reviewed on: 22nd April 2025

Great service

5
Nothing but great service, always been there when needed Reviewed on: 22nd April 2025

Zopa is an excellent credit card for people who are...

5
Zopa is an excellent credit card for people who are on a budget. Their range of tools including the credit cushion and advanced notifications of payments help me make the most of this product Reviewed on: 22nd April 2025

Straight forward and easy to use, good communication...

5
Straight forward and easy to use, good communication and payment reminders Reviewed on: 22nd April 2025

Zopa trusted me when nobody else would, they have be...

5
Zopa trusted me when nobody else would, they have been so helpful and done everything they could. Quick and reassuring as possible and staff are always hospitable. Reviewed on: 22nd April 2025

Really pleased with the service provided

5
Really pleased with the service provided Reviewed on: 22nd April 2025

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