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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Super accessible

Never had any problems with my Zopa account, super easy to set up and the app is so easy to use Reviewed on: 6th March 2026

Good credit limits great customer support

Good credit limits great customer support Reviewed on: 6th March 2026

Very easy to use good starting level of credit not v...

Very easy to use good starting level of credit not very high interest Reviewed on: 6th March 2026

When was struggling I get help from zopa

When was struggling I get help from zopa Reviewed on: 6th March 2026

Great customer service and would recommend to anyone

Great customer service and would recommend to anyone Reviewed on: 6th March 2026

Seamless banking with a great app

I’ve been using Zopa for a while now and the app is incredibly intuitive and easy to navigate. Signing up was straightforward, and I love how clearly it displays my upcoming payments and dates. It genuinely feels like a modern alternative to high street banks. Reviewed on: 6th March 2026

Quick easy and stress free.

Quick easy and stress free. Good customer service and very easy to use ap Reviewed on: 6th March 2026

Couldn't get credit till zopa come along

Couldn't get credit till zopa come along Reviewed on: 6th March 2026

Helpful, informative and very helpful staff

Helpful, informative and very helpful staff Reviewed on: 6th March 2026

Excellent my credit was not good zopa gave a credit...

Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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