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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good credit card.

Very good credit card. I will definitely recommend it to my friends Reviewed on: 6th March 2026

Easier life

Zopa helped make life much easier Reviewed on: 6th March 2026

great at credit cards but great at hel...

Zopa not only great at credit cards but great at helping people who matters. Reviewed on: 6th March 2026

Great Zopa

Great customer service easy to use card and payments Reviewed on: 6th March 2026

Fast and reliable.

Fast and reliable. Their credit limit is top notch and I will recommend Reviewed on: 6th March 2026

Roger Lemba

Very good customers service and good money values Reviewed on: 6th March 2026

I’ve found Zopa to be so easy to use.

I’ve found Zopa to be so easy to use. I’ve even referred my husband and mum to Zopa. The repayments are manageable. There is so much Zopa can do as well. We’ve been looking into buying our first family home and Zopa have given us so many amazing tips on how to build our credit rating and to save. Reviewed on: 6th March 2026

Great rates good communication a pleasure to do busi...

Great rates good communication a pleasure to do business with Reviewed on: 6th March 2026

Everything is so straight forward simple and quick

Everything is so straight forward simple and quick Reviewed on: 6th March 2026

Simple and straightforward.

Simple and straightforward. No issues at all. Reviewed on: 6th March 2026

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