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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent service

5
The process from start was seamless and the card works perfectly.interest rate competitive Reviewed on: 22nd April 2025

Great card and useful to improve my credit score.

5
Great card and useful to improve my credit score. The app is user friendly and easy to use. Reviewed on: 22nd April 2025

Easy application and useful card to have

5
Easy application and useful card to have Reviewed on: 22nd April 2025

Easy to apply for.

5
Easy to apply for. Good customer service support Reviewed on: 22nd April 2025

Always available at all times love their services

5
Always available at all times love their services Reviewed on: 22nd April 2025

Zopa credit card

5
Great app and easy to navigate, lots if helpful features as well , a messaging option with agent on hand to help with queries , also like the card feature which is very secure . Reviewed on: 22nd April 2025

A bit expensive the interest rate

5
A bit expensive the interest rate Reviewed on: 22nd April 2025

Very good experience for me goodbye

5
Very good experience for me goodbye Reviewed on: 22nd April 2025

Very easy to use and easy to install and easy to tal...

5
Very easy to use and easy to install and easy to talk to Reviewed on: 22nd April 2025

Easy to use app and always helpful

5
Easy to use app and always helpful Reviewed on: 22nd April 2025

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