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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very professional.

Very professional. Simplicity is key and Zopa makes the application very simple. Excellent service customer experience is second to none. Zopa make it is affordable before offering a credit card increase. Highly recommended. Reviewed on: 6th March 2026

The zopa app is very easy to use ect

The zopa app is very easy to use ect Reviewed on: 6th March 2026

I’m very happy from zopa because I start small busin...

I’m very happy from zopa because I start small business on this time zopa like my back support I’m always thankful. Reviewed on: 6th March 2026

Zopa responded for calls & good customer service fri...

Zopa responded for calls & good customer service friendly Reviewed on: 6th March 2026

Very good card to have and excellent service

Very good card to have and excellent service Reviewed on: 6th March 2026

Great card,excellent customer service

Great card,excellent customer service Reviewed on: 6th March 2026

Easy to access and good service I am very happy so f...

Easy to access and good service I am very happy so far with Zopa Reviewed on: 6th March 2026

Great app, easy to understand and use.

Great app, easy to understand and use. Reviewed on: 6th March 2026

I'm very happy since I've got the credit card easy v...

I'm very happy since I've got the credit card easy very clear to use Reviewed on: 6th March 2026

Great app, easy to use.

Great app, easy to use. Fast and well set out. Reviewed on: 6th March 2026

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