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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43476 reviews)

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4.94

Based on 43,476 reviews, last reviewed 13th Mar 2026

154950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just great. Just great. Can't say any more than that Reviewed on: 13th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43476)

Excellent all round the perfect credit card and app

Excellent all round the perfect credit card and app Reviewed on: 16th January 2026

Clear and precise notifications.

Clear and precise notifications. A no fuss credit card. Reviewed on: 16th January 2026

The ZOPA credit card allowed me to improve my credit...

The ZOPA credit card allowed me to improve my credit history. The credit card offers affordable interest rates. I highly recommend it and thank you. Reviewed on: 16th January 2026

Very good customer service always

Very good customer service always Reviewed on: 16th January 2026

Good Card, great customer service, fair interest rat...

Good Card, great customer service, fair interest rate and easy and clear to make repayments. Reviewed on: 16th January 2026

Quick and easy

Quick and easy to apply app is really easy to navigate Reviewed on: 16th January 2026

I like Zopa as it’s helping me to rebuild my credit...

I like Zopa as it’s helping me to rebuild my credit score Reviewed on: 16th January 2026

Zopa credit card is an excellent

Zopa credit card is an excellent Reviewed on: 16th January 2026

Has helped in having piece of mind

Has helped in having piece of mind Reviewed on: 16th January 2026

They are very helpful and easy to deal wit.

They are very helpful and easy to deal wit. A good company I would recommend. Very good in communication Reviewed on: 16th January 2026

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