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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company, would get another loan for them

Great company, would get another loan for them Reviewed on: 6th March 2026

New and best in the market

Easy to use with no hitches… all very clearly displayed and you know where you stand at all times with your limit Reviewed on: 6th March 2026

Very cool and good service really helpful

Very cool and good service really helpful Reviewed on: 6th March 2026

Quick and efficient company.

Quick and efficient company. All communication is easy to understand. Reviewed on: 6th March 2026

The card now bores me as they never up my credit eve...

The card now bores me as they never up my credit even though they said they would, A person needs more credit than a silly £600 Reviewed on: 6th March 2026

I have had a good experience with zopa

I have had a good experience with zopa Reviewed on: 6th March 2026

Easy to use app,great customer service.

Easy to use app,great customer service. Reviewed on: 6th March 2026

Had a problem with loan repayment.

Had a problem with loan repayment. All resolved in ten minutes. Great service. Reviewed on: 6th March 2026

My credit card with Zopa

I have had nothing but the best service from Zopa Reviewed on: 6th March 2026

Zopa review. Fast efficient service.

Fast efficient service. Everything clear and easy to understand. Well explained. Easy to make payments. Good notification. Definitely recommend. Thank you Reviewed on: 6th March 2026

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