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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

My zopa account is the best ever

I have never had problems at all ever with zopa Reviewed on: 22nd April 2025

A service better than any other provider - by far!!

Zopa from the very beginning has been an excellent service! I have a credit card and a loan from them and my experience in both cases, has been smooth sailing and highly professional. They regularly review my account and see I am keeping up with all payments each month, and in return, I receive exceptional offers from them. I have not received this kind of service from any other provider and I will continue to stay a loyal customer with Zopa. Thank you for providing such an amazing service where I feel supported and appreciated. Reviewed on: 22nd April 2025

I do not have an issue.

I do not have an issue. It is very good because they'll let you know your next payment in few days before. Reviewed on: 22nd April 2025

I have been with Zopa for a while and I have had the...

I have been with Zopa for a while and I have had the best experience with their services. Reviewed on: 22nd April 2025

Good Credit Card

Fast decision making, clear communication on interest and how this is applied Reviewed on: 22nd April 2025

Not sure how good

Not sure how good it is as I have only used the credit card so far Reviewed on: 22nd April 2025

Convenient and easy to access when purchasing online

Convenient and easy to access when purchasing online Reviewed on: 22nd April 2025

Credit card application process was easy and payment...

Credit card application process was easy and payments are taken by direct debit which takes the hassle out of remembering to pay on time. Reviewed on: 22nd April 2025

SMOOTH AND QUICK RESPONSE

Smooth and quick response in processing my request. Prompt and effective communication as per setting up my Online App and availability of my credit card. Reviewed on: 22nd April 2025

It's been been great and hasle free

It's been been great and hasle free Reviewed on: 22nd April 2025

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