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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy Peasy

Very easy to apply for and easy to keep on track of payments. Reviewed on: 6th March 2026

I like Zopa very good company card

I like Zopa very good company card Reviewed on: 6th March 2026

Easy and straightforward, reliable and affordable

Easy and straightforward, reliable and affordable Reviewed on: 6th March 2026

Very good service, never had any problems.

Very good service, never had any problems. Reviewed on: 6th March 2026

Im happy with my card and its uses

Im happy with my card and its uses Reviewed on: 6th March 2026

Excellent customer care and service

Excellent customer care and service Reviewed on: 6th March 2026

Customer service is very good, interest rates are re...

Customer service is very good, interest rates are reasonable too . Reviewed on: 6th March 2026

Seamless and excellent customer service with a someo...

Seamless and excellent customer service with a someone ready to speak and answer your questions Reviewed on: 6th March 2026

A good time

For the time that I've been with Zopa, I can't fault the service I've received Reviewed on: 6th March 2026

Flexible service.

Flexible service. Helpfully agents Reviewed on: 6th March 2026

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