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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43478 reviews)

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4.94

Based on 43,478 reviews, last reviewed 14th Mar 2026

155000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great company happy customer Easy to use app, great products and good customer service Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43478)

Always friendly and helpful when I've needed to cont...

Always friendly and helpful when I've needed to contact them. Reviewed on: 16th January 2026

Great credit card provider

Very friendly and easy to deal with Reviewed on: 16th January 2026

Amazing Service.

Straight forward application, App very easy to set up. Reviewed on: 16th January 2026

I find ZOPA card great for international transactions.

I find ZOPA card good for what I need. It allows me to pay for goods in a foreign currency without any problems and without charging for the service - most cards charge 2.75%. It converts currency at the most favourable rate. Like most cards it could have a better interest rate! Reviewed on: 16th January 2026

Mistakes are quickly rectified and no dramas made ,l...

Mistakes are quickly rectified and no dramas made ,level headed thinking and straight forward solutions Reviewed on: 16th January 2026

My review

My experience has been a pleasant one and very easy to understand Reviewed on: 16th January 2026

Always had a friendly and easy experience with Zopa...

Always had a friendly and easy experience with Zopa - no fuss, simple credit. Reviewed on: 16th January 2026

Good company to work with

Easy and nice to deal with. I love the app because it easy to use and I can see what’s going on with my account. Reviewed on: 16th January 2026

I find the advisors very helpful.

I find the advisors very helpful. You have prevented fraud and protected me. Excellent service . Reviewed on: 16th January 2026

Started with Zopa to build my credit score back up.

Started with Zopa to build my credit score back up. They are extremely helpful and suggest many ways to help you. Their advice is exceptional and has helped me greatly and would recommend them to anyone. Reviewed on: 16th January 2026

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