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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good company to deal with!.

Over all a very good and useful card. Clear and easy to use app. Reviewed on: 6th March 2026

Brilliant easy awesome

Brilliant easy awesome convenient Reviewed on: 6th March 2026

Zopa great credit card to have

I have never had an issues, everything is very clear and easy to navigate. Everything is explained and easily to understand Reviewed on: 6th March 2026

Great service!

Great service! Would recommend the app is very useful and easy to use. Reviewed on: 6th March 2026

Zopa definitely worth it!

Zopa is an easy to use product. App is very easy to navigate and you have full control and the support of Zopa to help manage you money. Reviewed on: 6th March 2026

5 star service

Very helpfull and easy quick service would definately reccomend to anyone even my partner was suprised with the efficiency Reviewed on: 6th March 2026

Brilliant service great customer care and the app is...

Brilliant service great customer care and the app is also fab at taking control of your finances Reviewed on: 6th March 2026

Excellent you don’t hassle your helpful and very ple...

Excellent you don’t hassle your helpful and very pleasant Reviewed on: 6th March 2026

Great app and great rates too.

Great app and great rates too. Would highly recommend this card to anyone. Reviewed on: 6th March 2026

Zopa is just like belonging to a bank family

Zopa is just like belonging to a bank family Reviewed on: 6th March 2026

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