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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No nonsense, fair rates and great communication via...

No nonsense, fair rates and great communication via customer services. I’ve been with Zopa for years, and never had an issue once! In terms of comparison of other financial credit providers, i would say they are one of the best. If you are looking for a credit card or loan, in my experience Zopa is a safe bet. Reviewed on: 6th March 2026

Clear and simple to use.

Clear and simple to use. App great to navigate. Reviewed on: 6th March 2026

Good clear instructions on payments

Good clear instructions on payments Reviewed on: 6th March 2026

Easy to set up

Easy to set up , with many products to choose from . Reviewed on: 6th March 2026

Smooth and easy from the off no hidden agenda, every...

Smooth and easy from the off no hidden agenda, everything easy to understand Reviewed on: 6th March 2026

Greatexperience and brilliant process

Great experience and brilliant process Reviewed on: 6th March 2026

Very helpful and polite good company to be with woul...

Very helpful and polite good company to be with would recommend to my friends and family Reviewed on: 6th March 2026

Very happy to use Zopa card.

Very happy to use Zopa card. It is easy to use and to buy staff. Reviewed on: 6th March 2026

It's very easy to use and paper work online very wel...

It's very easy to use and paper work online very well set out to understand. Reviewed on: 6th March 2026

Brilliant service no problem always there too help...

Brilliant service no problem always there too help no pressure off any bod Reviewed on: 6th March 2026

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