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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great rates to suppor building credit, easy to use a...

5
Great rates to suppor building credit, easy to use app to access the account and check balances, transactions with good security when purchasing abroad. Zopa also has great offers on other finanicial products such as quick and easy loans with good interest rates Reviewed on: 21st April 2025

ZOPA IS Top Class

5
I Just started ZOPA 2 months ago, just Account but no savings account. I got Interest.Thank and ZOpa. Reviewed on: 21st April 2025

Credit score.

4
Zopa excepted me with a low credit score I'm very grateful for the credit card. Thanks. Reviewed on: 21st April 2025

So easy to use and very supportive

5
So easy to use and very supportive Reviewed on: 21st April 2025

Great credit builder

5
I have used Zopa credit card to help build my credit score, they never give you more credit than you can afford. and it's easy to keep an eye on what you're spending using the app. Reviewed on: 21st April 2025

Very reliable and satisfied.

5
Very reliable and satisfied. personally recommendous bank Reviewed on: 21st April 2025

Great service and professional team.

5
Great service and professional team. Reviewed on: 21st April 2025

Excellent service and easy to use App

5
Excellent service and easy to use App Reviewed on: 21st April 2025

My experience with zoopa is good they have good cust...

5
My experience with zoopa is good they have good customer service overall good management with excellent team Reviewed on: 21st April 2025

Perfect!

5
I needed a credit card and ZOPA offered me the opportunity. The service was fast, they always kept me informed, and I'm very happy. Reviewed on: 21st April 2025

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